How Does Lay-Buy Work?
Lay-Buy makes it easy for you to buy the products that you need by paying for them with a down payment and monthly installments.
AFFORDABLE: Our calculator allows you to select the down payment you can afford today and then divide the remaining amount over one to six months to pay off the product.
CONVENIENCE: Payments are automatically setup between you and the seller with no manual payments by either party.
FLEXIBLE: You can also contact us to settle a Lay-Buy order earlier at any given time.
CHOICE: The buyer gets to select the down-payment % they wish to pay immediately, and how many months they want the Lay-Buy to run for.
5 SIMPLE STEPS
Select Lay-Buy payment option at checkout.
2. CHOOSE YOUR PLAN
Payment calculator makes it easy for you to set up your own payment plan.
3. PAY DOWN-PAYMENT ONLY
Pay only down-payment portion amount.
4. SCHEDULED PAYMENTS
Payments are then processed on the scheduled date YOU set.
5. RECEIVE MERCHANDISE
Receive the item or service shortly after your last payment.